Preferred Mortgage Partner
Get financing structured by a Mortgage Loan Officer + Real Estate Professional who helps you win offers, lower payments, and build long-term wealth.
WHY WORK WITH JUSTIN LARSON
Most lenders only look at your file.
Justin looks at your full strategy.
Streamline your real estate experience with everything under one group.
Licensed Mortgage Loan Officer + Real Estate Professional
Active real estate investor with hands-on deal experience
Deep knowledge of creative financing + traditional lending
Over 10+ years of mortgage experience
Aligns financing with your home search + long-term goals
Faster communication → stronger, cleaner offers
The advantage:
Because Justin understands financing, investing, and real estate together, he can structure deals and negotiate in ways most lenders and agents can’t—helping you win stronger offers and make better long-term decisions.
Backed by a nationally recognized lender with strong underwriting, fast turn times, and competitive products.
Justin Larson
Brank Manager
Licensed in: MN, WI, TX, FL
NMLS # 1490922
With over 130+ 5 Star Google Reviews, Come Experience the Difference
Posted onTrustindex verifies that the original source of the review is Google. I had the opportunity to work with Justin Larson for the financing on my second investment property, and I’m extremely glad I did. I originally met Justin at a Minnesota REIA meeting where he shared a lot of valuable information about real estate strategies, especially when it comes to using VA loans. His knowledge and willingness to help investors immediately stood out to me. When it came time to actually start looking at properties, Justin and his wife went above and beyond. They helped with multiple property tours and offered honest, practical insights based on their real-world experience. Their input helped me narrow down what to look for and, just as importantly, what to avoid. That kind of guidance is something I wish I had when I purchased my first property. Justin is also very financially creative. As we analyzed different deals, he consistently brought up smart financing strategies and ways to structure things that I hadn’t considered before. That mindset is incredibly valuable when you’re trying to build a real estate portfolio. Thanks to Justin’s guidance, ideas, and help navigating the logistics, I was able to close on a great property that made sense financially instead of jumping into something based on speculation. I’m very grateful I had Justin as my loan officer for this deal, and I look forward to continuing to work with him long-term. When I purchase my next property in the future, I would absolutely want Justin involved again!Posted onTrustindex verifies that the original source of the review is Google. After a couple of years of not quite being in the position to purchase a home, I’m incredibly grateful for the experience I had working with Justin. From the very beginning, he was supportive, honest, and encouraging, never making me feel rushed or discouraged because the timing wasn’t right yet. As a single mom doing this on my own, having a lender who truly believed in me and took the time to explain every step meant everything. He consistently shared helpful resources, including homebuying credit and down payment assistance programs, and guided me on how to best use them to make homeownership possible. His knowledge and willingness to connect me with the right tools made a huge difference. I can’t recommend him highly enough, especially for anyone who may need time, support, and a lender who truly cares about long-term success — not just a quick transaction.Posted onTrustindex verifies that the original source of the review is Google. Justin made the process simple & easy for us. He listened to our specific situation & financial goals & provided clear options to move forward.Posted onTrustindex verifies that the original source of the review is Google. Justin and Bre- The consistent and enthusiastic support, from start to end was invaluable. We appreciated the confidence that came with the experience and all the shared knowledge. Additionally, you were prompt, clear and patient with everything. Thank you!Posted onTrustindex verifies that the original source of the review is Google. Justin went above and beyond to get a refinance to go through for a friend of mine after the death of her mother. Thank you Justin!Posted onTrustindex verifies that the original source of the review is Google. Justin was recommended by a friend of mine. Justin and his team were prompt and knowledgeable. We had a lot of questions about it because this is the first time we had sold and bought a house, they were able to answer all our questions, work with our closing timeline, and communicate with the realtor and title company. I recommend Justin and his team.Posted onTrustindex verifies that the original source of the review is Google. Justin, you did an awesome job again. It was a pleasure working with you. I would highly recommend using Justin for your Real Estate financing. I am pretty sure this won’t be the last time working with you. Thanks again, Ryan & MelindaPosted onTrustindex verifies that the original source of the review is Google. Amazing work with the team!Posted onTrustindex verifies that the original source of the review is Google. Gave great advice and made buying a house pretty easy!!Posted onTrustindex verifies that the original source of the review is Google. Justin was very helpful in the process of buying our first home, thanks Justin!
Enhanced Summit Mortgage’s Seller Choice $10,000 UNDERWRITING GUARANTEE
If your loan doesn’t close due to underwriting, the seller gets paid $10,000.
That means:
• Your offer competes stronger—even against cash
• Sellers trust your financing
• You gain a major edge in competitive situations
Based on Upfront Underwriting Approval Before Offers, see details for more information
Financial Solutions for Any Situation
LOAN OPTIONS (BUILT AROUND YOU)
Justin helps structure the right loan for your situation:
Conventional Loans
Strong long-term option for qualified buyers
FHA Loans
Lower down payment, just 3.5% !
Flexible credit guidelines
VA Loans
$0 down for eligible veterans
One of the most powerful loan options available
USDA Loans
$0 down in eligible areas
Down Payment Assistance
Buy with little to no money out of pocket
MORE THAN JUST BUYING — BUILDING STRATEGY
Justin works with clients beyond the purchase:
Structuring loans to keep payments lower
Planning for future purchases or upgrades
Positioning you to scale into investing
This is where most lenders stop—
This is where Justin adds the most value.
USING YOUR EQUITY TO GROW
Your home isn’t just where you live—it’s a financial tool.
Justin helps you:
Refinance to improve cash flow
Access equity for investments or renovations
Build a plan to turn one property into multiple
CREATIVE FINANCING EXPERTISE
Not every deal fits inside a standard box.
Justin helps navigate:
Contract for deed
Seller financing
Subject-to opportunities
Investment-focused loan structuring
This is where experience matters—and where dead deals can still done.
SIMPLE PROCESS (FAST + CLEAR)
Apply Online (5–10 minutes)
Review Loan + Payment Options
Get Strategically Pre-Approved
Win the Home + Close Smoothly
Start Your Application
Work directly with Justin Larson to structure your financing the right way from the start.
